VA Loans & Intermittent Occupancy Guidelines

Chris Birk, Director of Education at Veterans United Home Loans, introduces the concept of intermittent occupancy guidelines.

Intermittent occupancy allows buyers to move forward with a VA loan even if they can’t maintain a physical presence at the home on a daily basis. This often applies to veterans working overseas as civilian contractors, but every prospective buyer’s situation is different. Lenders evaluate occupancy scenarios on a case-by-case basis.

Time Stamps
0:11 – Primary Residence Requirements
0:25 – Exceptions
0:33 – Intermittent Occupancy
0:54 – How the VA Determines Occupancy
1:44 – Confirmation of Occupancy

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US Veterans